Insurance - Finance

Fiat Insurance

It's always good to be prepared in life. Our insurance plans give you peace of mind and confidence. Accidents can affect any of us, or your car might be stolen or written off. At times like this you can rest assured that our comprehensive cover will take care of you.

Fiat Insurance can offer you a range of effective options that keep you in control of your finances.

combined GAP and RTI Insurance

Combined Guaranteed Asset Protection (GAP) and Return to Invoice (RTI) starts to protect you where your conventional motor insurance stops. This plan covers any shortfall between the agreed full insured value that your motor insurer pays out and the invoice value of your vehicle or outstanding balance of your finance agreement - whichever the higher.

Fiat Insurance

We can offer you a competitive Motor Insurance quote in less than 3 minutes. Upgrade to Fiat Insurance, designed for Fiat drivers. We built your car, who better to protect it? Get total peace of mind with Fiat Insurance*.

Fiat Insurance, a trading style of FGA Capital UK Limited is underwritten by Aviva Insurance Limited. Registered Office: Pitheavlis, Perth PH2 0NH. Registered in Scotland, No 2116. It is arranged and administered by Lloyd Latchford Schemes Limited, 3 Redman Court, Bell Street, Princes Risborough, Bucks HP27 0AA.

FGA Capital UK Limited and Lloyd Latchford Schemes Limited are authorised and regulated by the Financial Conduct Authority. Aviva Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

*Motor insurance excludes Northern Ireland.

For more information, download the Fiat Insurance Brochure PDF


SMART stands for Small Motor Accident Repair Technology and is a policy designed to assist in maintaining the appearance of your vehicle as at the time of purchase.

The SMART Repair Insurance policy from Fiat provides a small body repair system that will keep your vehicle in showroom condition, without compromising your no claims bonus.